ASI Florida Insurance

7171 Coral Way, Suite 209

Miami FL 33155

P: 855.552.0555

F: 786.388.7244

info@asiflorida.net

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El Nuevo Herald

 

Bad condo boards, beware: Legislature passes new laws unanimously

By Brenda Medina

 

TALLAHASSEE

The Florida Senate on Monday gave unanimous and final approval to a bill that imposes criminal penalties on condominium violations such as electoral fraud, theft of funds and conflicts of interests — all significant problems in Miami-Dade County.

 

The 37-0 vote on the bill, already endorsed by the House last week in another unanimous vote, now goes to Gov. Rick Scott for his signature.

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The Washington Post

 

Drugged driving eclipses drunken driving in tests of motorists killed in crashes

By Ashley Halsey III

 

April 26

For the first time, statistics show that drivers killed in crashes are more likely to be on drugs than drunk.

 

Forty-three percent of drivers tested in fatal crashes in 2015 had used a legal or illegal drug, eclipsing the 37 percent who tested above the legal limit for alcohol, according to a report released Wednesday by the Governors Highway Safety Association (GHSA) and the Foundation for Advancing Alcohol Responsibility.

 

Of the drivers who tested positive for drugs, more than a third had used marijuana and more than 9 percent had taken amphetamines.

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BUILDERONLINE.COM

 

New-Home Sales Up 5.8% in March

Year over year, the gain swells to 15.6%.

 

The Census Bureau and Department of Housing and Urban Development on Tuesday reported sales of new single-family houses in March 2017 rose 5.8% from February to a seasonally adjusted annual rate of 621,000, 15.6% ahead of the March 2016 estimate of 537,000.

 

The median sales price of new houses sold in March 2017 was $315,100, up from $293,100 in February and $311,400 in March of last year. The average sales price was $388,200, up from $373,600 in February and $367,700 in March, 2016.

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Boat

Boats / Watercraft

•  Power Boats

•  Sail Boats

•  Yachts

•  Watercrafts

Quote

A Boatowners Policy can insure you against most risks of owning and operating your boat, its motor and its trailer.

 

These risks may include:

 

  • Sinking
  • Fire
  • Storms
  • Theft
  • Capsizing
  • Stranding
  • Collision
  • Explosion

 

The property covered includes equipment permanently attached to the boat as well as:

 

  • Anchors
  • Oars
  • Electric trolling motors
  • Extra fuel tanks
  • Tools
  • Detachable canopies
  • Seat cushions
  • Life preservers
  • Skis and their tow ropes
  • Dinghies

 

It can also protect you against liability lawsuits, should you injure someone with your boat or damage their property.

 

Liability coverage includes:

 

Watercraft liability coverage provides protection for legal liability because of an accident resulting from the ownership, maintenance, or use of your watercraft, including bodily injury, property damage and legal defense.

Watercraft medical payments coverage pays medical expenses up to the limits in the policy for you, your resident relatives and other occupants of the boat injured by an accident arising out of the ownership, maintenance, or use of the watercraft.

 

Additional coverages include those for:

Newly acquired watercraft covers your newly acquired watercraft for damage caused by an insured loss.

Reasonable repairs covers repairs incurred to protect covered property from further damage.

Emergency service pays up to $500 for reasonable costs that you incur resulting from specified emergency service to your boat, motor or boat trailer.

 

Wreck removal pays the reasonable expenses you incur for any attempted or actual raising, removal or destruction of the wreck of your watercraft when damage is caused by an insured loss and removal or destruction is required by law.

 

Make sure to ask your agent these questions:

 

  • Are my trailer and boating supplies covered?
  • Do I get discounts for completing boating safety courses? Which ones?
  • Am I covered for both inland and ocean boating?
  • Are there any unique exclusions or exceptions in my state/area?
  • Are younger operators covered?
  • Will I receive the actual cash value or replacement cost if my boat is totaled?
  • What payment options are available

Go To

Products

ASI Florida Insurance

7171 Coral Way,

Suite 209

Miami FL 33155

P: 855.552.0555

F: 786.388.7244

info@asiflorida.net